Clarity first. Noise removed.
NextNest analyses 16 banks simultaneously and compares real scenarios—so you understand your options with clear evidence, not guesswork.
Built on 50+ actual Singapore cases. Here are three.
Lock-in ending, current rate 2.1% above market
Needed lower monthly payments
Comparing teaser vs fixed rates
Wanted predictable payments with flexible exit
Needed $100K renovation funding
Required affordable monthly payments
Transparent process, clear expectations.
5 minutes. No jargon. Property, timeline, lock-in, goals.
PDPA-compliant. Your data stays private.
Calibrated against SORA trends, lock-ins, and lender updates.
Analysis completes within 24 hours.
Stay or refinance—evidence shown transparently. Trade-offs spelled out.
Calculations shown plainly. No sales pressure.
Bank submissions, documentation, approval tracking.
Typical timeline: 4–6 weeks with regular status updates.
NextNest is built by a Singapore-based mortgage analysis team that guides homeowners through timing-sensitive decisions across SORA cycles, lock-ins, Fed moves, and lender rebate windows.
The team runs numbers-first analysis with plain-English explanations, showing stay vs refinance and fixed vs floating trade-offs with calm, clinical delivery.
Standard cases have no client-side advisory fee, and every recommendation is anchored to real scenarios, lender behaviour, and your tolerance for volatility.
Evidence-based methodology. Transparent calculations. Choose your scenario below to get started.
Start from the path that looks closest to your situation.
First home or upgrading
Continue →Lower existing payments
Continue →Business property financing
Continue →Takes 5 minutes. Your data stays private per PDPA.